💼 Finance & Legal Resources 

Watford & Three Rivers

As we grow older, planning ahead becomes essential- especially when it comes to care funding, legal decisions, and financial wellbeing. Below is a carefully selected list of trusted resources and local guidance to help you or someone you care for make informed choices.

🏡 Care & Financial Planning

💷 Funding Options for Care

• Equity Release Explained
  How you can release money from your home to pay for care — and the risks to consider.
  👉 Age UK – Equity Release

• Local council funding
  Understand savings thresholds and when the local authority may pay for your care.
  👉 NHS – When the council might pay for your care

• Paying for Your Own Care (self‑funding)
  Further details on self‑funded care and eligibility.
  👉 NHS England – Self‑Funding Care

• Benefits & Financial Help for Later Life
  Includes Attendance Allowance, Council Tax reductions, and more.
  👉 AgeSpace – Benefits for Older People

⚖️ Legal Preparation

📑 Power of Attorney & Legal Decisions

• Lasting Power of Attorney (LPA)
  Plan who will make decisions on your behalf if you're unable to do so in future.
  👉 Lasting Power of Attorney- Age UK

• Advance Decisions & Living Wills
  Make your wishes known about treatment and care ahead of time.
  👉 Age UK – Advance Statements

• Making Difficult Decisions
  Help for families managing care and legal affairs for someone with dementia.
  👉 Alzheimer’s Society – Difficult Decisions

💰 Benefits, Tax & Carer Support

🧾 Financial Help & Entitlements

• Benefits and Entitlements in Later Life
  Includes Pension Credit, Attendance Allowance, and more.
  👉 Age UK – Benefits Checker

• Council Tax Reductions for People with Dementia
  You may qualify for a discount or exemption.
  👉 Alzheimer’s Society – Council Tax

• Legal and Financial Support – Dementia UK
  Guidance and support for carers navigating complex financial and legal issues.
  👉 Dementia UK – Legal & Financial

🗺️ Local Help in Watford & Three Rivers

🧭 Citizens Advice Services

• Citizens Advice Watford
  📞 0800 144 8848 | 🌐 cawatford.org.uk
  Free advice on debt, benefits, housing, and legal issues.

• Citizens Advice Three Rivers (Rickmansworth)
  📞 01923 293 136 | 🌐 citizensadvice.org.uk

🤝 W3RT Community Directory
Find local services, clubs, transport help, and financial guidance.
🌐 w3rt.org/community_directory

📝 Need Help Navigating It All?

If you're not sure where to begin, start with:

• Give our office a call- for help with attendance allowance, equity release or just general information, call us at 01923775300

• Citizens Advice – for individual guidance on benefits, legal planning and support

• Age UK – for comprehensive financial & legal advice tailored to older individuals

• W3RT – for community‑based support in Watford & Three Rivers